Your Privacy Rights

Notice of Your Financial Privacy Rights

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We, our, and us, when used in this notice, mean Frontier Bank.

This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following type of customers:

Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a (an):

Deposit Account
Loan Account
Safe Deposit Box
Self-directed Individual Retirement Account

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

We first define some terms:

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party."

THE INFORMATION THAT WE COLLECT


We collect information about you from the following sources:

Information you give us on applications or other forms.
Information about your transactions with us.
Information about your transactions with other parties.
Information from a consumer reporting agency.
Information we receive through our Customer Information Program

INFORMATION WE DISCLOSE ABOUT YOU


We do NOT disclose any information about you to anyone, except as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR INFORMATION

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

INFORMATION ABOUT FORMER CUSTOMERS

We do not disclose information about former customers, except as permitted by law.


General Disclaimer

Access to or use of Frontier Bank web site constitutes consent to the following terms:

The Frontier Bank has taken reasonable measures to ensure that the information and data presented on this web site is accurate and current. However, Frontier Bank makes no express or implied warranty regarding such information or data, and hereby expressly disclaims all legal liability and responsibility to persons or entities who use or access this site and its content, based on their reliance on any information or data that is available through this web site.

The information available on this web site is not intended to constitute and should not be considered as legal advice, nor is it intended to substitute for obtaining legal advice from competent, independent, legal counsel in the relevant jurisdiction. Transmission and receipt of this information is not intended to create and does not constitute an attorney-client relationship. This web site does not purport to authoritatively interpret current federal statutes, regulations, orders or other federal authority, nor does it bind Frontier Bank with regard to the matters presented.

The content of this web site is not designed or intended to provide authoritative financial, accounting, investment, or other professional advice which may be reasonably relied on by its readers. If expert assistance in this area is required, the services of a qualified professional should be sought.

Reference to any specific commercial product, process or service by trade name, trademark, manufacture or otherwise does not constitute an endorsement, a recommendation, or a favoring by Frontier Bank.

The Frontier Bank web site provides links to other web sites for convenience and information purposes only. Users should be aware that when they select a link on Frontier Bank's web site to an external web site, they are leaving Frontier Bank's site. Linked sites are not under the control of Frontier Bank, and Frontier Bank is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. Frontier Bank is not responsible for any transmission received from a linked site. The inclusion of a link does not imply endorsement by Frontier Bank of the site, its content, advertisers or sponsors. External sites may contain information that is copyrighted with restrictions on reuse. Permission to use copyrighted materials must be obtained from the original source and cannot be obtained from Frontier Bank.

This general disclaimer is in addition to, and not in lieu of, any other disclaimers found on pages, applications or programs within this site. In addition, the terms of this disclaimer extend to Frontier Bank, its directors, officers, and employees.

Frontier Bank
Main Office
301 South Main Street, PO BOX 610
402-454-3381
FAX 402-454-2349

Frontier Bank Norfolk Branch Office
1106 Benjamin Ave., Suite 100
Norfolk, NE 68701
402-379-1142
FAX 402-379-9942